No need to panic
As a first time buyer, there is a good chance you will feel overwhelmed by the whole house buying experience. You’ll probably also develop an obsession for cutlery, crockery and cushions! We offer first time buyer mortgages nationally, as well as more close to home in Lincoln and Nottingham. We will do our utmost to help you to get on that property ladder.
While we can’t help with your interior design quandaries, we can offer a helping hand with your purchase. With over a quarter of a century experience in conveyancing, we aim to make the whole experience as stress-free as possible. In the news lately, it has been announced that smaller deposits are needed for first time home buyer mortgages. Which is fantastic news for you!
By trusting Fletcher Longstaff with your first time mortgage, you’ll get:
- Fixed costs including our all-inclusive search fees to avoid any nasty hidden surprises
- The whole process explained from the start
- Friendly and knowledgeable expert team in Lincoln offices
- Regular updates by phone/in writing and via our 24/7 case tracking facility as your case progresses
First time mortgages
It can be hard for first time buyers to know where to begin. There are bound to be lots of questions you need answering. We take the time to sit down in our Lincoln offices and run through everything with you. Or alternatively, for our national customers we provide expert online conveyancing advice – via email if necessary.
We want you to be as prepared as you can be when it comes to buying your first home. We even help you compare mortgages to ensure you are getting the very best price. All you need to do is find the property, and we will ensure you get the right mortgage advice and package for you.
We also have an online conveyancing calculator which enables you to compare quotes easily, so you can get an idea of how much of a deposit you will need to put down, along with an estimated monthly mortgage quote.
Our Lincoln team are very experienced when it comes to the new first time buyer mortgages Help To Buy Scheme, and will go through the process for you. When you purchase your first home, we will apply for the government bonus on your behalf. You just need to let your bank how that you are closing your Help To Buy ISA. We take care of the rest, making your first time mortgage an easier process.
We are delighted to offer a 10% discount on legal fees for first time buyer’s. Contact us for further details. Please quote ref ‘FTB10’ when obtaining a quote. You will struggle to get a better deal trying to compare mortgages elsewhere!