The process can seem confusing, but the Fletcher Longstaff team is always on hand to provide assistance and clarification to ensure that re-mortgaging is as stress-free as possible. We are proud to handle re-mortgaging transactions across England and Wales.

To obtain a quote for re-mortgaging your property call us on 01522 581080, click the Get a Quote button on our website or e-mail adam.jakubik@fletcherlongstaff.com

What is re-mortgaging?

Re-mortgaging involves taking out a new mortgage on a property without moving home. There are a range of different options to choose e.g. repayment, endowment, pension and interest only.

There are a number of reasons why you might be considering re-mortgaging your property:

  • Repayments may be cheaper
  • Consolidate your debts
  • Home equity release
  • Transfer of equity
  • The initial introductory period on your mortgage has ended.

What you need to consider when re-mortgaging

It is important to ensure re-mortgaging is cost-effective for your personal situation, for example, if the value of your outstanding mortgage is small, it is quite likely that the costs of re-mortgaging will cancel out any potential savings on offer.

When you sign up for a new mortgage deal, you may be locked into it for a certain period of time; usually around one to five years. It is therefore important to check and discuss with a financial advisor or mortgage expert your specific situation.

How Fletcher Longstaff can help?

The re-mortgaging process can seem daunting but at Fletcher Longstaff we are here to help. Our team is experienced in helping a wide range of clients through the re-mortgaging process and take great pride in providing a comprehensive and professional service.