No need to panic

As a first time buyer there is a good chance you will feel overwhelmed by the whole house buying experience. You’ll probably also develop an obsession for cutlery, crockery and cushions! We offer first time buyer mortgages in Lincoln and the surrounding areas, helping you to get on that property ladder.

While we can’t help with your interior design quandaries, we can offer a helping hand with your purchase. With over a quarter of a century experience in conveyancing, we aim to make the whole experience as stress-free as possible. In the news lately, it has been announced that smaller deposits are needed for first time home buyers. Which is fantastic news for you!

By trusting Fletcher Longstaff with your first property purchase, you’ll get:

  • Fixed costs including our all-inclusive search fees to avoid any nasty hidden surprises
  • The whole process explained from the start
  • Friendly and knowledgeable staff
  • Regular updates by phone/in writing and via our 24/7 case tracking facility as your case progresses.

It can be hard for first time buyers to know where to begin. There are bound to be lots of questions you need answering. We take the time to sit down and run through everything with you. We want you to be as prepared as you can be when it comes to buying your first home. All you need to do is find the property, and we will ensure you get the right mortgage advice and package for you.

We also have an online mortgage calculator which enables you to compare mortgage quotes easily, so you can get an idea of how much of a deposit you will need to put down, along with an estimated monthly mortgage quote.

We are also very experienced when it comes to the new first time buyer mortgage Help To Buy Scheme, and will go through the process for you. When you purchase your first home, we will apply for the government bonus on your behalf. You just need to let your bank how that you are closing your Help To Buy ISA. We take care of the rest, making your first time buyer mortgage an easier process.

We are delighted to offer a 10% discount on legal fees for first time buyer’s. Contact us for further details. Please quote ref ‘FTB10’ when obtaining a quote. You will struggle to get a better deal comparing mortgages elsewhere!