The process can seem confusing, but the Fletcher Longstaff team is always on hand to provide assistance and clarification to ensure that remortgaging is as stress-free as possible. We are proud to offer remortgage advice in Lincoln, Nottingham, as well as across England and Wales.

Are you looking to remortgage in Nottingham or Lincoln? Have you tried out our remortgage calculator? To obtain a quote for remortgaging your property call us on 01522 581080, click the Get a Quote button on our website or e-mail adam.jakubik@fletcherlongstaff.com

What is remortgaging?

Remortgaging involves taking out a new mortgage on a property without moving home. There are a range of different options to choose e.g. repayment, endowment, pension and interest only. Fletcher Longstaff cover both Nottingham and Lincoln, and are always contactable if you require tailored remortgage advice.

There are a number of reasons why you might be considering remortgaging your property:

  • Repayments may be cheaper
  • Consolidate your debts
  • Home equity release
  • Transfer of equity
  • The initial introductory period on your mortgage has ended.

What you need to consider when remortgaging

It is important to ensure remortgaging is cost-effective for your personal situation, for example, if the value of your outstanding mortgage is small, it is quite likely that the costs of remortgaging will cancel out any potential savings on offer.

When you sign up for a new mortgage deal, you may be locked into it for a certain period of time; usually around one to five years. It is therefore important to check and discuss with a financial advisor or mortgage advisor your specific situation. It is best to get remortgage advice before you begin the process, so you know what you are getting yourself in for. But for an initial insight into what your remortgage costs may be, we have a useful remortgage calculator which you can use.

How Fletcher Longstaff can help?

The remortgaging process can seem daunting but the Lincoln-based Fletcher Longstaff team are here to help. If you are based in Nottingham or Lincoln and want to remortgage, contact us today to run through your options. Our team is experienced in helping a wide range of clients through the remortgaging process and take great pride in providing a comprehensive and professional service. Contact our team of experts for remortgage advice in Lincoln and Nottingham.