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Remortgage Advice

Remortgaging your property can seem a little daunting at first and it is always a good idea to seek advice from legal professionals before deciding to remortgage your home, contact us today.

We’re rated 5* on Trustpilot A UK Based Team Multi Award Winning Agency
Re-mortgaging can seem confusing, but we are always on hand to provide assistance.
Planning a property remortgage? Count on Fletcher Longstaff. Our adept conveyancers offer expert guidance, handle paperwork, and liaise with lenders. Streamline the process, reduce stress, and enhance efficiency.
Conveyancer

What is Remortgaging?

Remortgaging means switching your current mortgage to a new one, often with a different lender, without moving home. Many people do this to secure a better interest rate, lower monthly payments, release equity, or move to a product that fits their finances more closely.

 

Options include repayment mortgages (paying interest and capital together), interest-only (paying interest monthly with the loan repaid later), endowment (linked to an endowment policy), and pension mortgages (repaid using pension savings).

 

At Fletcher Longstaff, we offer national remortgage services with clear, tailored guidance. Our team makes the process straightforward, helping you save money or achieve your financial goals with confidence.

House

What you need to consider when remortgaging

Before remortgaging, it’s important to weigh up whether it’s the right move for your finances. If your mortgage balance is relatively small, the fees involved may outweigh any potential savings. Most new deals tie you in for between one and five years, so it’s worth seeking financial or mortgage advice before committing. Speaking with an adviser ahead of the conveyancing process will ensure you’re well-prepared. You can also use our remortgage costs calculator to get an initial estimate of what switching could mean for you.

Rated 5★ Excellent

We are the UK's number 1 rated conveyancing firm on Trustpilot

I cannot recommend Fletcher longstaff enough. We were first time buyers with a long buying process. Gareth was extremely communicative and helpful throughout. It was actually possible to speak to him on the phone which having experience using other conveyancers ( on previous failed purchases) was never an option. He was very proactive and responsive to my emails. Thank you!
Pearl Hamilton
Google Review

When you find yourself unexpectedly admiring the work of conveyancers, you know you’ve encountered a service that transcends the ordinary, something exceptional – and that’s precisely what Fletcher Longstaff, particularly Craig Dickson, has delivered. In an industry rife with stereotypes of sluggish responses, lack of attention, and impersonal treatment, Craig has shattered these preconceived notions, providing a level of care that redefines what one might even dare to expect from a conveyancer. Craig’s meticulousness and responsiveness weren’t just above average; they were exemplary. Throughout a complicated sale and purchase, he demonstrated a level of diligence and expedience that kept everything running smoothly, even uncovering and addressing issues overlooked by previous conveyancers during the initial purchase and subsequent equity transfer of my property. This wasn’t merely transactional efficiency – it was a kind of focused, almost ethical commitment to getting every detail precisely right. His work transformed an experience known for stress into something unexpectedly manageable, even (and I hesitate to say it) almost enjoyable.
Miro Karu
Google Review

As a first time seller the team at Fletcher Longstaff made the process smooth and efficient! They were always on hand to answer any questions and kept me up to date regularly within the process. I highly recommend the team to anyone buying or selling.
Jessica Wood
Google Review

Tom, simply put, was the most straightforward, easy-to-work with and efficient person throughout our entire purchase. We all hear negative comments about solicitors during a property purchase, and at the beginning of our journey we experienced this first hand with solicitors who decided to drop us without a moments notice. Tom and Fletcher Longstaff came recommended and honestly without him I think we could have been delayed by a few months more!
Savan Patel
Google Review

Conveyancing that gets you moving faster

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