Our Services
Remortgage Advice
Remortgaging your property can seem a little daunting at first and it is always a good idea to seek advice from legal professionals before deciding to remortgage your home, contact us today.
What is Remortgaging?
Remortgaging means switching your current mortgage to a new one, often with a different lender, without moving home. Many people do this to secure a better interest rate, lower monthly payments, release equity, or move to a product that fits their finances more closely.
Options include repayment mortgages (paying interest and capital together), interest-only (paying interest monthly with the loan repaid later), endowment (linked to an endowment policy), and pension mortgages (repaid using pension savings).
At Fletcher Longstaff, we offer national remortgage services with clear, tailored guidance. Our team makes the process straightforward, helping you save money or achieve your financial goals with confidence.
What you need to consider when remortgaging
Before remortgaging, it’s important to weigh up whether it’s the right move for your finances. If your mortgage balance is relatively small, the fees involved may outweigh any potential savings. Most new deals tie you in for between one and five years, so it’s worth seeking financial or mortgage advice before committing. Speaking with an adviser ahead of the conveyancing process will ensure you’re well-prepared. You can also use our remortgage costs calculator to get an initial estimate of what switching could mean for you.
Rated 5★ Excellent
Conveyancing that gets you moving faster
How can we help?